Best budgeting and personal finance app of 2020
It’s Emma, a tiny David among many Goliaths in the field :)
Benefits
- Automatic tracking of money-in/ money-out organized by categories, week, month, merchants, you name it
- Financial goals (via budgets) tracking
Advantages vs. YNAB
- It’s free (while YNAB is not)
Advantages vs. Mint
- Adding accounts is much easier
- Support Kraken and other crypto exchanges
- Intuitive, fun and interactive UI. Check out this monthly spending report of mine
- Feature-rich
Advantages vs. Monzo, Revolut etc.
- You don’t have to stick to 1 bank, you can multiple, big and small, conventional and challenger banks, totally up to you
Advantages vs. Credit Karma
- Credit Karma’s onboarding doesn’t even work, at least in Canada (verification with Trans Union)
